现货黄金回落至4450美元/盎司下方，日内跌0.58%。

Reserve Bank of India governor says cash reserve ratio (CRR) and statutory liquidity ratio (SLR) requirements will be waived for foreign-currency non-resident term deposits.

Several private banks have recently removed 3‑year and 5‑year term deposits from sale, a move concentrated among a small number of private lenders. Banks say the delistings are part of cutting high-rate deposits and rebalancing deposit mixes in response to new assisted‑lending rules; as internet-originated lending has been curtailed, liability bases have been reduced in parallel. MyBank president Feng Liang said the prior internet‑finance playbook—growth driven by traffic and hit products—no longer works as new user additions and usage have peaked.