Dalian will provide a phased fiscal interest subsidy for second-home housing
provident fund loans approved between July 24, 2026 and Dec. 31, 2027: up to
three years of subsidies equal to 15% of actual interest payments, aimed at
easing repayment pressure for improvement buyers. Nationwide, nearly 90 Chinese
cities have introduced purchase subsidies and loan-relief measures this year;
local authorities are broadening their housing-policy toolkit, and fiscal
interest support targeted at second-home provident fund loans remains relatively
uncommon.