At a Sept. 18 State Council briefing Zhang Xuetao, director of the Real Estate
Market Supervision Department at the Ministry of Housing and Urban-Rural
Development, said that during the 15th Five-Year Plan period the ministry will
improve housing provident fund management and services. Measures include digital
upgrades to simplify withdrawal procedures, shorten loan processing times,
implement nationwide mutual recognition of contribution records, and speed up
transfers, account continuation and cross‑region loans.