消息人士：越南外贸股份商业银行正考虑首次公开发行离岸债券。该行尚未决定这笔潜在债券发行的具体时间和规模，可能在11月至明年3月期间发行规模3亿美元的债券。

China A-share property sector opened selectively higher; Shenwuye A hit a second straight daily limit-up, while Tefa Service, Xinda Real Estate, Shahe Co., Shenzhen Zhenye A and Wo Ai Wo Jia also advanced.

A joint opinion by eight ministries and agencies calls for stronger protection of financial consumers’ and investors’ rights, expanded financial literacy campaigns and coordinated age‑friendly digital upgrades to prevent service gaps for the elderly. It requires tighter consumer data safeguards for new service models, clearer boundaries on data collection and exchange, and measures to prevent illegal acquisition of personal financial information. The document orders remediation of inducement to excessive borrowing, illegal high‑interest lending and other violations, wider regulatory coverage and law‑based crackdowns on financial crimes. It also directs authorities to streamline consumer and investor complaint channels and to improve diversified dispute‑resolution mechanisms.