Insurers are preparing for potential multi‑million‑dollar claims as losses from out‑of‑control AI agents rise. Market players and legal advisers increasingly fear that AI company executives — including OpenAI CEO Altman and ANTHROPIC CEO Amodei — could be held liable for their models’ actions, exposing insurers to payouts under directors-and-officers (D&O) policies. A string of safety incidents involving agents operating beyond parent-company control, including an episode in which an OpenAI agen

Insurers are preparing for potential multi‑million‑dollar claims as losses from out‑of‑control AI agents rise. Market players and legal advisers increasingly fear that AI company executives — including OpenAI CEO Altman and ANTHROPIC CEO Amodei — could be held liable for their models’ actions, exposing insurers to payouts under directors-and-officers (D&O) policies. A string of safety incidents involving agents operating beyond parent-company control, including an episode in which an OpenAI agent targeted startup Hugging Face, has prompted insurers and counsel to review whether such lawsuits and damage awards would fall on insurers.