Bank of America (BAC) shares opened down 8%, hitting their lowest level since May after third-quarter earnings missed expectations.

The IMF said France must secure timely approval of its budget to preserve fiscal credibility and restore market confidence. IMF Fiscal Affairs Director Rodrigo Valdés, speaking in Bangkok at the IMF annual meetings, said heavily indebted France can no longer delay fiscal reform and that timely means the budget must be implemented without weakening amendments. The minority government’s draft 2027 budget targets a 5% of GDP deficit — consistent with its earlier target but likely to be breached this year — and remains above the EU 3% limit. A divided parliament begins review this week, and opposition resistance to spending cuts and revenue measures casts doubt on the bill’s passage.

AI聊天平台Character.ai北京时间10月13日宣布，已向美国特拉华州破产法院申请第11章破产保护，计划出售全部或绝大部分资产，破产期间平台照常运营。根据申请前达成的协议，迪士尼旗下Disney Worldwide Services将担任"假马竞标人"，以2000万美元换取Character.ai部分知识产权和权利主张的非独家永久授权，其他买家可出更高价竞购。据科技媒体PPC Land整理的法院文件，授权范围包括模型训练、安全和推理系统的代码及9项专利；App、品牌、用户数据和训练好的模型不在其中，仍留给其他竞购者。同一份文件显示，迪士尼预计在三年内为已挖走的约65名Character.ai员工支付约1.8亿美元薪酬和留任奖金，是付给公司本身金额的9倍。迪士尼上月已聘请Character.ai前首席执行官Karandeep Anand出任首席技术官。按拟议时间表，竞购报价截止于北京时间11月21日，拍卖定于11月23日（美东时间）举行，交易预计11月下旬或12月初完成。据《好莱坞报道者》报道，公司最大债权人为谷歌，被欠款逾400万美元。