On June 5 the Central State Organs Housing Provident Fund Management Center
issued a notice expanding withdrawal and use rules. Employees buying
owner-occupied housing may withdraw monthly. Withdrawals are prioritized for
purchases of first ordinary homes and second upgraded homes; purchases of a
third or subsequent property are also eligible to apply for withdrawals.
Employees buying owner-occupied housing in the province of their non-Beijing
household registration (or ancestral home) may apply to withdraw. From June 5,
2026, amounts previously withdrawn for rent can, when applying for a housing
provident fund personal loan, be merged and counted toward the provident fund
account balance.
