The Ministry of Natural Resources, together with the Ministry of Public
Security, State Taxation Administration, SAMR and the National Financial
Regulatory Administration, jointly issued a notice to streamline registration
for corporate real estate acquisitions, deepen transfer-with-mortgage reforms
and reduce firms’ bridge financing costs. The notice calls for flexible,
location‑specific models, including combining transfer and mortgage registration
to enable seamless rollover of new loans to repay old loans; promoting
cross‑bank implementation of transfer-with-mortgage procedures; and encouraging
advance notice (pre‑registration) to prevent gaps in mortgage rights. It
instructs protection of legal rights for buyers, sellers and incumbent and
incoming lenders and emphasizes safeguarding financial stability.
