European stocks opened mixed on Wednesday, July 15: Germany's DAX fell 163.09 points (0.65%) to 24,981.29; Britain's FTSE 100 dropped 59.33 points (0.56%) to 10,470.06; France's CAC 40 rose 4.53 points (0.05%) to 8,371.38; Euro STOXX 50 gained 13.26 points (0.21%) to 6,293.45; Spain's IBEX 35 slipped 139.52 points (0.72%) to 19,217.08; Italy's FTSE MIB lost 186.00 points (0.35%) to 52,676.50.

A-share baijiu sector rallied; Jinzhongzi neared its daily limit-up, with Gujinggong, Shede, Jinshiyuan, Jiugui and Luzhou Laojiao also advancing.

Fed Governor Bowman said lenders understand innovation risks better and should be allowed to decide when to adopt AI and other new technologies. Speaking at a financial inclusion conference, Bowman said, "When and how to innovate is up to each bank and its management; they know their customers, communities and risk tolerance better than we do." He added the Fed should "set clear expectations, be transparent and refrain from intervening in individual business decisions related to innovation." Bowman’s remarks come as officials assess rapid AI developments, including Anthropic’s new Mythos model. Earlier at the same event, Fed Governor Barr said it remains unclear whether AI will reduce or exacerbate income and wealth inequality.