上海黃金交易所黃金T+D 8月3日（週一）晚盤盤初下跌0.51%報882.85元/克； 上海黃金交易所白銀T+D 8月3日（週一）晚盤盤初上漲0.08%報14131.0元/千克。

Several state-owned and joint-stock banks, including Bank of China, China Construction Bank and Ping An Bank, have relaunched five-year large-denomination certificates of deposit as lenders seek to lengthen liabilities amid NIM pressure and shorter deposit tenors. ICBC client managers say five-year large CDs and standard five-year deposits are on sale at about 1.6% but with limited quotas; Agricultural Bank’s Shenzhen branch offers ordinary five-year deposits at 1.6% while not listing large-denomination CDs. Market checks indicate some issuances reach 1.75%. Botong Consulting chief analyst Wang Pengbo says banks are using long-term large CDs to attract more stable core funding and alleviate asset-liability duration mismatch, framing the reintroductions as temporary liability-management measures rather than a permanent funding strategy shift.

A-share photovoltaic equipment sector rose; Guosheng Technology hit its daily limit. Fulaite, Daquan Energy, Tongwei, Yubang New Materials and Risen Energy also advanced.