現貨鈀金日內大漲8.00%，現報1457.21美元/盎司。

Allianz chief economic adviser El-Erian said Kevin Warsh will give his first Jackson Hole keynote as Fed chair and faces a delicate test: markets want both forward guidance on the Fed’s policy reaction function and a return to the forum’s long-term strategic remit. El-Erian said technology-driven and geo-economic structural shifts argue for greater focus on complex domestic structural issues, but balancing those expectations with near-term policy signalling is difficult and unlikely to satisfy all participants; external policy factors add further complication. He added the speech will offer a key window on Warsh’s policy thinking and leadership and said he personally hopes Warsh emphasizes long-term structural topics amid visible divisions within the FOMC.

《意見》明確建立開發貸款主辦銀行制度 1. 項目公司在主辦銀行開立資金賬戶。 2. 主辦銀行單獨或牽頭髮放開發貸款。 3. 主辦銀行對項目資金進行封閉管理。 個人住房貸款政策有哪些優化？ 1. 延後個人住房貸款發放時點。 2. 明確個人住房貸款應通過受託支付方式發放。 3. 延長個人住房貸款最長期限。 4. 給予銀行債務重組更大自主權。 《意見》總體規劃了哪些房地產貸款品種？ 1. 開發建設階段，銀行可以發放包括商品住房開發貸款、保障性住房開發貸款、住房租賃開發建設貸款、商業地產開發貸款等在內的房地產開發貸款。 2. 銷售階段，銀行可以發放包括個人住房貸款、住房租賃團體購房貸款、商業用房購房貸款等在內的購房貸款。 3. 運營階段，銀行可以發放包括經營性物業貸款、住房租賃經營性貸款等在內的經營性貸款。 4. 未來可以根據經濟社會發展需要，新設房地產貸款品種。