Microsoft (MSFT.O) to deepen cooperation with cybersecurity agencies in Kuwait, Qatar, Saudi Arabia and the UAE.

Against a backdrop of industry-wide falling deposit rates, smaller banks show divergent deposit pricing: some have raised deposit rates while others have cut mid‑to‑long‑term fixed deposits, with isolated term‑rate inversions and inconsistent tenor adjustments within the same banks. Zeng Gang, head of Tianfu Liyan Financial Research Institute, says these are largely stage‑specific, structural liability‑management moves and do not indicate a broad deposit‑rate hiking cycle. He expects deposit rates overall are most likely to remain on a steady‑to‑lower path, with greater cross‑institution and cross‑tenor dispersion; competition will shift from pure rate battles toward improving client service, expanding settlement balances, optimizing product mix and lowering aggregate funding costs.

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