Shenzhen’s maternity insurance fund disbursed 6.359 bln yuan in the first nine
months, covering 2.1977 mln beneficiaries; maternity allowance payments totaled
4.922 bln yuan and are paid directly to individuals. The city has added eight
assisted‑reproduction procedures—egg retrieval, embryo culture, embryo transfer,
embryo biopsy, artificial insemination, sperm selection/processing, sperm
retrieval and intracytoplasmic sperm injection (ICSI)—to medical insurance
reimbursement under category‑1 outpatient‑special treatment standards, with
reimbursement rates up to 90%.