Shenzhen regulators issued measures to promote high-quality new-energy vehicle
(NEV) insurance and urged property & casualty insurers to innovate product
supply to meet NEV demand. Key steps: advance a "basic + variable" NEV insurance
combo pilot; develop flexible add-on operational liability cover for part-time
ride‑hail drivers; encourage integrated insurance for autonomous taxis, buses
and logistics vehicles and bespoke products for smart cabins and
vehicle‑road‑cloud systems; pilot "vehicle‑battery separation" commercial
insurance for urban buses and in Shenzhen's zero‑emission freight corridors; and
support insurers in building overseas NEV insurance networks via co‑insurance
and reinsurance to expand underwriting capacity for NEV exports.
