1. Two departments: Extend the maximum term for personal housing loans from 30 years to 40 years, and control the monthly mortgage payment to income ratio below 50%.
2. Two departments: The term for commercial property purchase loans should generally not exceed 10 years, with a maximum of 15 years.
3. Two departments: Existing mortgage interest rates can be negotiated and adjusted if they deviate from a certain range; adjustments can also be negotiated and adjusted if repayment of existing mortgages is difficult.
4. Three departments: Local governments should vigorously and orderly promote the sale of completed commercial housing, achieving "what you see is what you get."
5. Three departments: All down payments, personal housing loans, and other funds paid by homebuyers should be deposited into a fund supervision account.
6. Experts: The real estate market will be in a period of coexistence of pre-sales and completed sales.
7. Nanjing Housing Provident Fund Management Center: Further expand the scope of inter-city housing provident fund loans.
8. Wang Shao, President of the Guangdong Provincial Real Estate Industry Association: The completed housing model significantly raises the industry's entry threshold, and the financing and development logic of real estate companies will be restructured. 9. Inner Mongolia representatives promoted its real estate in Beijing; the average price across the region is approximately 5,800 yuan per square meter.
10. Ricacorp Properties: 10 resale transactions were completed across the ten major housing estates over the weekend, an 11% increase week-on-week.
