China’s eight ministries call for accelerated development of eldercare finance
to expand inclusive, rural and community-embedded eldercare and childcare
services and to cultivate integrated elderly service centers and age-friendly
consumption scenarios. The guidance encourages financial institutions to align
loan tenors with project construction and operating cycles and to explore pledge
financing using bed-fee charging rights, while stepping up financing for
rehabilitation nursing, medical–care integration and long-term care. It also
promotes specialty financial service channels, backing retail pharmacies to
expand professional and health-promotion services and establish health stations,
and seeks to facilitate domestic medical-device and drug R&D and clinical trials
(including originator and generic drugs) and the growth of personalized
family-doctor contract services.