According to Iran's Mehr News Agency, the Central Bank of Iran has banned loans used for purchasing gold and foreign exchange. This ban also applies to direct and indirect financing provided by banks and their digital divisions. Banks must conduct credit assessments of loan applicants, allocate more bank funds to productive economic entities, and monitor the use of loans. If loans deviate from their intended purpose or involve irregularities, the responsible personnel and employees will be handed over to disciplinary, regulatory, and judicial authorities.
