At end-September total loan balance (RMB + foreign-currency) was 287.29 tln
yuan, up 4.7% YoY; end-month RMB loan balance 283.44 tln yuan, up 4.8% YoY. RMB
loans increased 11.52 tln yuan in Jan–Sep. By sector, household loans fell 1.03
tln yuan (short-term -1.14 tln; medium/long-term +106.2 bln). Corporate and
public-unit loans rose 12.55 tln yuan (short-term +4.64 tln; medium/long-term
+6.53 tln; bill financing +1.24 tln). Loans to non-bank financial institutions
declined 586.5 bln yuan. Foreign-currency loan balance was $571.9 bln at
end-September, +3.1% YoY; FX loans increased $26.8 bln in Jan–Sep.