At the 2026 Financial Street Forum fintech conference, National Financial
Regulatory Administration deputy head Xiao Yuanqi said AI+finance is a systemic
change across strategy, business models, organization and culture, not just a
technical overlay, and urged financial firms to strengthen in‑house R&D and
shore up data, model and engineering capabilities. He called for
industry–finance ecosystem building, interbank cooperation and international
collaboration on governance, and said AI financial applications must adopt
full‑lifecycle governance with human‑in‑the‑loop controls, 'AI for good'
principles, data and network security and business‑continuity safeguards while
regulators accelerate digital, intelligent supervision.
