1. The five-year fixed deposit interest rate of major banks is lower than the rental-price ratio of commercial housing in first-tier cities. 2. The LPR for more than 5 years has dropped by 10 basis points, and a 1 million yuan mortgage has reduced by

2025-05-20

1. The five-year fixed deposit interest rate of major banks is lower than the rental-price ratio of commercial housing in first-tier cities. 2. The LPR for more than 5 years has dropped by 10 basis points, and a 1 million yuan mortgage has reduced by 20,000 yuan in 30 years. 3. Shenzhen Real Estate Association: The number of second-hand houses recorded last week increased by 13% month-on-month, exceeding 1,500 units in a single week. 4. If the interest rate of provident fund loans is adjusted too frequently, its security and welfare functions may be weakened. 5. Ministry of Housing and Urban-Rural Development: Build and improve community elderly care, childcare and other "one old and one young" public service facilities according to local conditions. 6. Ministry of Housing and Urban-Rural Development: Strengthen the transformation and utilization of existing buildings, and strive to transform old and dilapidated houses into good houses. 7. Ningxia will fully realize the "delivery of houses and certificates" for new commercial housing projects. 8. A residential land in Chengdu was sold for 1.202 billion yuan with a premium rate of 20.66%. 9. Hangzhou sold three residential land plots for 4.249 billion yuan, with the highest premium rate of 51.38%. 10. Shanghai quickly lowered the first home interest rate to 3.05%. Hefei, Suzhou and Nanjing still implement a 3% first home interest rate. 11. Henan: Urban residents are not allowed to buy farmhouses and homesteads in rural areas, and retired cadres are not allowed to occupy land and build houses in rural areas.