The National Healthcare Security Administration, in its interpretation of the 15th Five-Year Plan for universal medical security, said it will vigorously promote commercial medical insurance to complement basic medical insurance. It will guide differentiated development, support insurers in expanding product supply focused on unmet needs outside the basic medical insurance catalogue, prioritize broadly inclusive products and coverage that backs pharmaceutical innovation, and position commercial

The National Healthcare Security Administration, in its interpretation of the 15th Five-Year Plan for universal medical security, said it will vigorously promote commercial medical insurance to complement basic medical insurance. It will guide differentiated development, support insurers in expanding product supply focused on unmet needs outside the basic medical insurance catalogue, prioritize broadly inclusive products and coverage that backs pharmaceutical innovation, and position commercial insurance as a supplementary tier within China’s multi-level medical security system.