The National Healthcare Security Administration, in its interpretation of the
15th Five-Year Plan for universal medical security, said it will vigorously
promote commercial medical insurance to complement basic medical insurance. It
will guide differentiated development, support insurers in expanding product
supply focused on unmet needs outside the basic medical insurance catalog,
prioritize broadly inclusive products and coverage that backs pharmaceutical
innovation, and position commercial insurance as a supplementary tier within
China’s multi-level medical security system.
