U.S. equities at the close on Oct. 12 (Monday): Dow Jones Industrial Average up 195.60 pts (+0.38%) to 51,850.55; S&P 500 down 4.33 pts (-0.06%) to 7,807.21; Nasdaq Composite down 120.27 pts (-0.44%) to 27,245.90.

Taiwan Stock Exchange Weighted Index (TAIEX) closed down 11.48 points, or 0.02%, at 49,301.96 on Monday, Oct. 12.

Today the Supreme People's Court, the People's Bank of China (PBOC), the National Financial Regulatory Administration and the China Securities Regulatory Commission jointly issued six model cases aimed at protecting financial consumers' and investors' legal rights. The cases cover financial lending, fund and wealth management, digital finance, life insurance and securities investment, and concentrate on: strengthening disclosure obligations for standard-form clauses; enforcing institutional responsibility for suitability management and seller due diligence; removing technical barriers to ensure consumers' choice of remedial procedures; and promoting coordinated governance via multi-track substantive dispute-resolution mechanisms.