美国住房抵押贷款利率高于6%,并通过所谓的“锁定效应”进一步加剧住房负担能力危机。对于此前锁定较低抵押贷款利率的房主而言,出售现有住房的动力十分有限,因为购买新房意味着必须承担明显更高的融资成本。 这种现象反过来限制了存量住房进入市场,使二手房供应持续受到压制。摩根大通全球利率策略主管 Jay Barry 指出:“展望未来,我们预计2026年底美国10年期国债收益率将达到5.05%,而30年期固定抵押贷款平均利率已飙升至接近7%。”

2026-10-13

美国住房抵押贷款利率高于6%,并通过所谓的“锁定效应”进一步加剧住房负担能力危机。对于此前锁定较低抵押贷款利率的房主而言,出售现有住房的动力十分有限,因为购买新房意味着必须承担明显更高的融资成本。 这种现象反过来限制了存量住房进入市场,使二手房供应持续受到压制。摩根大通全球利率策略主管 Jay Barry 指出:“展望未来,我们预计2026年底美国10年期国债收益率将达到5.05%,而30年期固定抵押贷款平均利率已飙升至接近7%。”

其他消息
2026-10-12

Gartner preliminary data show global PC shipments in Q3 2026 were 55.4 mln units, down 22.4% YoY and the lowest since Q1 2023. Gartner senior researcher Namrata Banerjee said rising storage-semiconductor costs have now been fully passed through to PC prices; the market is undergoing premiumisation, making replacement purchases less affordable for consumers.

2026-10-12

SGX will open a one-hour "liquidity window" from Tuesday to enable European investors to trade Asian bond futures during normal business hours. The window will run 10:00 London / 17:00 Singapore. The initiative is designed to draw market makers and asset managers into the close of the Asian session, reduce the need for European firms to trade overnight or station local staff in Asia, and boost bond-futures turnover.