Vietnam’s central bank warned a funding shortfall that exceeds banks’ ability to raise funds could jeopardize financial stability, saying VND loan balances exceed deposits by roughly VND 20,000 billion (about $77 billion), a mismatch that poses risks to liquidity, interest rates and the safety of banking institutions. The government is pressing banks to ramp up lending to support a near-12% H2 growth target on the way to a double-digit 2026 growth goal; the prime minister met banking executives

Vietnam’s central bank warned a funding shortfall that exceeds banks’ ability to raise funds could jeopardize financial stability, saying VND loan balances exceed deposits by roughly VND 20,000 billion (about $77 billion), a mismatch that poses risks to liquidity, interest rates and the safety of banking institutions. The government is pressing banks to ramp up lending to support a near-12% H2 growth target on the way to a double-digit 2026 growth goal; the prime minister met banking executives on Thursday.