Vietnam’s central bank warned a funding shortfall that exceeds banks’ ability to
raise funds could jeopardize financial stability, saying VND loan balances
exceed deposits by roughly VND 20,000 billion (about $77 billion), a mismatch
that poses risks to liquidity, interest rates and the safety of banking
institutions. The government is pressing banks to ramp up lending to support a
near-12% H2 growth target on the way to a double-digit 2026 growth goal; the
prime minister met banking executives on Thursday.
