Two departments: residential mortgage maturities capped at 40 years and loan amounts may not exceed the appraised value of the property to be purchased. Loans with terms ≤1 year may be repaid in a single lump-sum at maturity or by monthly principal and interest; loans >1 year must be repaid with monthly principal and interest.

The PBOC and the National Financial Regulatory Administration issued a notice defining housing-rental development and construction loans as bank loans to legally compliant entities building long-term rental housing — including property developers, industrial parks, rural collective economic organizations and enterprises or institutions. Loan tenors are generally 3 years, with a maximum of 5 years.

A股中藥板塊盤中拉昇，精華製藥、沃華醫藥、千金藥業漲停，粵萬年青漲超10%，康緣藥業、神奇製藥、佛慈制藥、益盛藥業等跟漲。