Zhengzhou Housing Provident Fund Management Center said it will lower the minimum down payment for housing provident fund loans on existing (resale) homes within Zhengzhou from 30% to 20% for contributing employees. The notice also permits intergener

2026-08-26

Zhengzhou Housing Provident Fund Management Center said it will lower the minimum down payment for housing provident fund loans on existing (resale) homes within Zhengzhou from 30% to 20% for contributing employees. The notice also permits intergenerational co-borrowing: when an applicant’s provident-fund loanable amount is below the family loan ceiling, parents or children who are regular contributors and meet provident-fund loan criteria may join as co-borrowers for owner-occupied home purchases in the city.