Xiong'an New Area said on Sept. 29 its long-term care insurance, described as the sixth social insurance, will take effect Oct. 1, 2026, bringing the area into a six-insurances-and-two-funds social protection framework. The scheme will initially cover on-the-job employees, retirees and flexible/employed individuals. Insured persons who experience functional loss lasting six months or more due to age, illness or injury may apply for a disability-level assessment; those assessed as severely disabl

Xiong'an New Area said on Sept. 29 its long-term care insurance, described as the sixth social insurance, will take effect Oct. 1, 2026, bringing the area into a six-insurances-and-two-funds social protection framework. The scheme will initially cover on-the-job employees, retirees and flexible/employed individuals. Insured persons who experience functional loss lasting six months or more due to age, illness or injury may apply for a disability-level assessment; those assessed as severely disabled can choose institutional or home care with reimbursement rates up to 75% and an annual maximum subsidy that can lower care costs by up to 21,600 yuan per year.